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Is your frugality not turning into riches

Is your frugality not turning into riches? Here’s a possible reason why

As Social Security among young people is treated as a pipe dream and more and more Americans nearing retirement age don’t seem to see a financial rainbow at the end of career tunnel, many conservative spenders and savers across the nation wonder why they haven’t seen the wealth accumulation from years of hard work result in something larger. So what gives? CNBC’s Jill Cornfield explains exactly why you’re so far off from the retirement track of your dreams, and the answer why is pretty obvious. “Savings alone can’t get you there,” writes Cornfield, “investing can.”
Fed Holds Rates Steady

Fed Holds Rates Steady Amid Coronavirus Concerns

The minutes -- from the FOMC's January 28-29 meeting -- were seen as supportive of loose monetary policy. Stocks and futures rallied as a result.   Several Fed policymakers provided commentary on the Coronavirus outbreak that -- at the time -- was mostly contained to mainland China. Fed President Patrick Harker stated, "if the situation gets significantly worse, and we start to see a significant impact on the U.S. economy, then we'd have to think about accommodation." Fed Chair Jerome Powell said that the Fed would act "as appropriate."
Five Podcasts to Help You Get Smarter With Your Money Right Now

5 Podcasts to Help You Get Smarter With Your Money Right Now

We all want to say we’re in great financial shape, but the truth is we either aren’t or we still have room to get better. Sometimes, our day to day lives don’t give us the time to do research on our own in order to get a good grasp about tough concepts. For some of us, the money needed to work with a professional financial expert to help carry the load just isn’t an option either. However, there is an easy and engaging way to get the financial advice we need, on our time, for absolutely free! Whether on our lunch break, at the gym, or during our commute, podcasts allow us to listen in on the conversations and discussions about money matters right from our phones or other portable devices. So, what are some of the best financial podcasts to get started on as we embark on our journey to debt freedom, budgetary fortitude, and wealth growth?
One Fourth of Borrowers in Texas Default on Student Loans, Study Finds

1/4 of Borrowers in Texas Default on Student Loans, Study Finds

The current total debt for student loans has surpassed $1 trillion with the average student borrower in 2017 holding more than $30,000 in student loan debt. As of March 2019, more than 43 million American had student loans. According to a recent study by Pew Trusts, one-fourth of those borrowing default on their loans within five years of entering repayment.
Zillow States Millennials, Gen Z Make Sacrifices for Homeownership

Zillow States Millennials, Gen Z Make Sacrifices for Homeownership

Whether it’s not making any big purchases or foregoing a doctor’s visit, millennials and Generation Z are serious about becoming homeowners and making sacrifices to do so, according to Zillow.
Top 5 Fastest Growing Jobs

Top 5 Fastest Growing Jobs

Students just getting into college have already declared their majors, but it’s not uncommon for them to change their minds more than once during their course of study.Some change due to the outlook of their chosen profession, whether they can make money or if they place they want to live even offers a career path for them. “The Occupational Outlook Handbook” puts out the top 100 jobs each year that are not only growing in their hiring capacity but the expected salary and wages someone can expect to earn. Here’s the top 10 fastest growing occupations as listed by “The Occupational Outlook Handbook.”
Amazon CEO Jeff Bezos has Sold Approximately $2.8 Billion Worth of Stock in the Last Week

Amazon CEO Jeff Bezos has Sold Approximately $2.8 Billion Worth of Stock in the...

Amazon CEO Jeff Bezos is the current richest man in the world, yet he is still cashing out his Amazon shares at an alarming rate. He sold $990 million of Amazon’s shares last Thursday and Friday according to new filings with the Securities and Exchange Commission, despite selling $1.8 billion worth of stock earlier that same week, totaling to roughly $2.8 billion in stock sold.
This Tiny House is Only $19,000 on Amazon and Takes 2 Days to Build

This Tiny House is Only $19,000 on Amazon and Takes 2 Days to Build

Tiny homes continue to increase in popularity as the trend has grown traction over the past several years. Some tiny homes measure fewer than 400 square feet, but many first-time homebuyers or those looking to downsize opt for these houses. Amazon Seller Allwood now offers do-it-yourself tiny home builder kits ranging from $5,990-$34,000, depending on how large someone wants their home to be.
American Student Loan Debt Reaches $1.53 Trillion

American Student Loan Debt Reaches $1.53 Trillion

According to Nitro College, a research group that provides insights on student loan debt, the cost of higher education has risen three times faster...
American Women Tend to Have Better Credit Scores, According to Report

American Women Tend to Have Better Credit Scores, According to Report

The average U.S. woman has a better credit score than her male counterpart — with an average of four points more, according to the...
‘State of Credit’ Report Indicates American’s Credit Scores Better in Recent Years

‘State of Credit’ Report Indicates American’s Credit Scores Better in Recent Years

The recently released annual “State of Credit” report by Experian shows that the U.S. may be headed into the worst recession in 80 years....