When the economy is booming, job openings are plentiful, and wages are on the rise. So why then are personal loans growing at such a rapid pace? According to the consumer credit rating agency Equifax, personal loans in 2019 grew 10% from the year before. Experian and Transunion -- the two other major consumer credit rating agencies -- agree; personal loans are growing at a double-digit pace.
Running a small business poses many challenges -- paying suppliers, advertising, expanding, or improving an existing location. And for those who own a small business, funding all these challenges can be overwhelming. A small business loan can help.
So, you've decided to buy that new car. Now you need to decide -- how am I going to pay for this? The answer? It's time to get an auto loan. But with so many choices, how do you decide? Let's take some time to go through the options.
Now is the time to either freak out or take a sigh of relief when looking at your emergency savings. Reports from over the last couple of years have shown that 2 out of 3 Americans don’t have at least $1,000 dollars in savings. Now those who did not prepare are feeling the pain as we end the eleven-year bull market and face a very unpredictable recession.
If you're in the market for a personal loan, you are not alone. The personal loan market has surged recently, with the total outstanding debt now over $156 billion. And if you are considering a personal loan, it should be clear that there are more lenders than ever before. Fintech startups, online banks, and traditional lenders are all vying for market share in this growing space.
During times like these it can be very hard to focus on anything other than the negatives, especially since we are encountering a crisis that is impacting the health of thousands as well as the financial future of potentially millions. While many businesses throughout the country are at risk of massive furloughs and layoffs, and the stock market is playing the electric slide downward with everyone’s money, there are some massive employers stepping up in a big way to help retail and service industry employees who will be hit first as a result of this pandemic.
The beauty of the internet is that it is the ultimate leveling of the traditional market, meaning people of all skills have the ability to make ridiculous amounts of money online with nothing more than a good work ethic and a decent internet connection. Of all the ways to earn some good side-hustle money, basic reading and writing skills are probably all you need in order to start easily earning money online today!
It’s hard to go anywhere or listen to anything right now and not hear of the terrible wave of financial chaos sweeping across the country. From thousands of hard-working Americans being put out of work due to the threat of the Coronavirus or companies scrambling because of panic selling at the stock market, these Wall Street woes alone are making millions of Americans question as to whether they should put long-term investing towards their retirement aside in order to take care of the uncertain short-term challenges, or continue to be disciplined in their finances.
By the time you read this, almost 6.6 million Americans will have filed for unemployment benefits. This number is larger than that of those on unemployment during the midst of the 2008 financial crisis, and now, after four years of low unemployment and a bull market, even people in relatively secure jobs are uncertain as to what the future holds. For some people reading this, even maybe you, the fears of losing your job has become a reality.
If you don’t have time to read a book line by line and you just don’t really seem to pay attention to an entire podcast, the wonderful viral world of YouTube is packed to the brim with some of the best financial education and informative channels you can find from content creators around the world. Whether you’re going to be the next Wolf of Wall Street, an extreme financial minimalist, or you just want to educate yourself on some basic financial literacy, here are the top five channels we’ve selected to help you find something beneficial to add to your playlist.
Maybe it should come as no surprise, but shops that sell pot are doing remarkably well despite the outbreak of the Coronavirus. Apparently viral contagion is no reason to avoid relaxing substances: or maybe it’s an exact reason to use them.
This crisis is finally being treated seriously by both the federal government and the private sector, but what impacts everyone equally are the decisions the Federal Reserve makes during this time, which will affect our country long term for years to come.
Whenever there is a massive drop in the stock market, you immediately have two types of people- those who panic sell, and those who buy thinking they are investing in a big future at a very low point in the present.
Millions of Americans woke up to a nightmare when they woke up to a global health pandemic and financial crisis. Overnight, hundreds of thousands of American workers were either furloughed or laid off entirely because of the looming threat of the invisible enemy, COVID-19. What's worse is that this crisis has exposed that many Americans were simply living off borrowed time financially, meaning that they had little to no savings or investments to prepare for an emergency like the one we are facing.
I’ll never understand the lingo and mindset of the younger generation, but the top trending #QuarantineLife has shown that in times of crisis where you’re literally told to sit on your couch and not leave your house, even in our day and age, people get bored extremely fast. Forget about the wonderful world of the internet, streaming movies, reading a book, things that people even ten years ago people would be jealous of, people still are finding reasons to complain.
Microsoft has finally revealed a bit more information on the titles being added to Xbox Game Pass for the month of March, late as it may be. The good news is, there are some seriously good games up for grabs for Game Pass owners. However, as is typical by now, the Xbox and PC lineups for Game Pass vary just a bit. Not all games are available on all platforms, so it is understandable why this is the case. Some of the games we are about to mention are only available on one platform or the other.
Imagine your current budget. Now add an extra hundred dollars per month. It's nice, right? And while it is easy to imagine how to spend the money, sometimes it can be a challenge to dream up ways to make it happen. So let's take a look at a few ways that you create some extra wiggle room in your monthly budget.
Too good to be true! Right, gamers? A recent article from CBR has exposed a lucrative opportunity for eagle eyed gamers who want to earn money by pointing out bugs and other software related issues in Microsoft products. CBR reports “In recent years, as computer security has become more of a concern for everyone, trying to get ahead of the bugs and vulnerabilities that cause hacks and denial of service attacks is a higher and higher priority. Microsoft has been in on this game for a while, but they just recently launched the Xbox Bounty Program, taking what has become a relatively standard ‘bug bounty’ program and bringing it to another video game console. If you find a major bug in an Xbox Live service and report it to them, you could get paid for it.”
Most of us work for our employers, we work for our spouse, we do more work for our family and sometimes even find ourselves doing work for our friends. Despite all our great intentions, burnout and frustration can combine to create stagnant lives where we fail to cut out times during the day to just relax, nonetheless to pick up a book or even learn a new skill. Well, thanks to the beautiful digital world of podcasts, you can achieve a world class education from the experts just by tapping a few buttons on your phone or laptop. So whether you’re at the gym, in the car, or on your lunch break, here are some of the top self-development podcasts out right now pumping out fresh content for you weekly, absolutely for free.
A little extra lunch money never hurt anyone, right? Thanks to the wonderful world of the internet, it is easier now more than ever to make easy money right from your phone. Here are a list of websites ranging from surveys to rating services and cashback programs, and our experience using them to generate some easy cash. Note: None of these websites are paying us to say anything, so expect some hardcore honesty!