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TheDealExperts blog consists of various articles and posts that discuss gaming, tech, shopping, finance, entertainment and more.



Personal Loans

When the economy is booming, job openings are plentiful, and wages are on the rise. So why then are personal loans growing at such a rapid pace? According to the consumer credit rating agency Equifax, personal loans in 2019 grew 10% from the year before.  Experian and Transunion -- the two other major consumer credit rating agencies -- agree; personal loans are growing at a double-digit pace.
By the time you read this, almost 6.6 million Americans will have filed for unemployment benefits. This number is larger than that of those on unemployment during the midst of the 2008 financial crisis, and now, after four years of low unemployment and a bull market, even people in relatively secure jobs are uncertain as to what the future holds. For some people reading this, even maybe you, the fears of losing your job has become a reality.
If you don’t have time to read a book line by line and you just don’t really seem to pay attention to an entire podcast, the wonderful viral world of YouTube is packed to the brim with some of the best financial education and informative channels you can find from content creators around the world. Whether you’re going to be the next Wolf of Wall Street, an extreme financial minimalist, or you just want to educate yourself on some basic financial literacy, here are the top five channels we’ve selected to help you find something beneficial to add to your playlist.
Taking real, intentional steps towards being responsible for your finances and financial future is a true test of maturity. Far too many Americans let their money lead them astray, instead of taking full command over how their money is utilized. I made many financial mistakes as a young person and going into adulthood, but luckily once I started making a full-time income, I started down the path to financial recovery and eventually towards financial prosperity.
It's happening more and more. You receive a letter or an email notifying you that you've been pre-approved for an increase in your credit line. But you didn't ask for an increase; it was just offered to you -- out of the blue. What's going on here?
As mentioned in our post ‘3 Cool Tech Gadgets to Review Right Now’, with new gadgets being launched almost every month, it can be difficult to know what new technologies are available and which ones would be great for gifting.
Imagine your current budget. Now add an extra hundred dollars per month. It's nice, right?    And while it is easy to imagine how to spend the money, sometimes it can be a challenge to dream up ways to make it happen. So let's take a look at a few ways that you create some extra wiggle room in your monthly budget.
Maybe it should come as no surprise, but shops that sell pot are doing remarkably well despite the outbreak of the Coronavirus. Apparently viral contagion is no reason to avoid relaxing substances: or maybe it’s an exact reason to use them.
2020 is around the corner and gaming was a hit or miss in 2019. Companies like Blizzard were fraught with controversy, Anthem was a complete flop, and Google Stadia released to shaky reception. However, 2020 looks to polish off the industry with mistakes and growing pains with big releases, taking bigger risks with VR technology, and deeper foray into streaming. Let’s take a look at 3 gaming trends in 2020 to look forward to.
Whenever there is a massive drop in the stock market, you immediately have two types of people- those who panic sell, and those who buy thinking they are investing in a big future at a very low point in the present.
For anyone with kids, it's a known fact that entertaining the little ones doesn't come cheap. Trips to the store, the trampoline house, or the arcade can put a dent in your wallet. So what's a parent to do? Well, there are alternatives out there. If you're willing to do a little research and apply some imagination, you may find that the free options can be a hit too!
Most of us work for our employers, we work for our spouse, we do more work for our family and sometimes even find ourselves doing work for our friends. Despite all our great intentions, burnout and frustration can combine to create stagnant lives where we fail to cut out times during the day to just relax, nonetheless to pick up a book or even learn a new skill. Well, thanks to the beautiful digital world of podcasts, you can achieve a world class education from the experts just by tapping a few buttons on your phone or laptop. So whether you’re at the gym, in the car, or on your lunch break, here are some of the top self-development podcasts out right now pumping out fresh content for you weekly, absolutely for free.

FICO Updates

It's the number that bears your creditworthiness -- your credit score. And for tens of millions of Americans, their credit score is about to change. First, some background -- a Credit score is crucial for anyone seeking a loan.  Created and managed by FICO, credit scores attempt to put a number value on each potential borrower's creditworthiness.  To determine a credit score, FICO measures payment history, outstanding debt, length of credit history, and credit utilization.  From this data, the company produces a score ranging from 300 to 850 -- the higher the score, the more creditworthy the borrower.
Mount Vernon, cherry trees, even false teeth -- they're all associated with the first President of the United States, George Washington. So why are -- of all things -- mattresses one of the items most associated with Presidents' Day? Was Washington an expert on pillow-top technology?  Did he have a passion for memory foam?
It’s hard to go anywhere or listen to anything right now and not hear of the terrible wave of financial chaos sweeping across the country. From thousands of hard-working Americans being put out of work due to the threat of the Coronavirus or companies scrambling because of panic selling at the stock market, these Wall Street woes alone are making millions of Americans question as to whether they should put long-term investing towards their retirement aside in order to take care of the uncertain short-term challenges, or continue to be disciplined in their finances.
This crisis is finally being treated seriously by both the federal government and the private sector, but what impacts everyone equally are the decisions the Federal Reserve makes during this time, which will affect our country long term for years to come.
I’ll never understand the lingo and mindset of the younger generation, but the top trending #QuarantineLife has shown that in times of crisis where you’re literally told to sit on your couch and not leave your house, even in our day and age, people get bored extremely fast. Forget about the wonderful world of the internet, streaming movies, reading a book, things that people even ten years ago people would be jealous of, people still are finding reasons to complain.
During this Black History Month, we remember all the African-American innovators, thought leaders, and business pioneers that have helped shape the world we live in today. While this is not a conclusive list, it is an insight into the progress and achievements made by some of America’s most cherished celebrities and entrepreneurs in the black community.
Millions of Americans woke up to a nightmare when they woke up to a global health pandemic and financial crisis. Overnight, hundreds of thousands of American workers were either furloughed or laid off entirely because of the looming threat of the invisible enemy, COVID-19. What's worse is that this crisis has exposed that many Americans were simply living off borrowed time financially, meaning that they had little to no savings or investments to prepare for an emergency like the one we are facing.
During times like these it can be very hard to focus on anything other than the negatives, especially since we are encountering a crisis that is impacting the health of thousands as well as the financial future of potentially millions. While many businesses throughout the country are at risk of massive furloughs and layoffs, and the stock market is playing the electric slide downward with everyone’s money, there are some massive employers stepping up in a big way to help retail and service industry employees who will be hit first as a result of this pandemic.