Taking real, intentional steps towards being responsible for your finances and financial future is a true test of maturity. Far too many Americans let their money lead them astray, instead of taking full command over how their money is utilized. I made many financial mistakes as a young person and going into adulthood, but luckily once I started making a full-time income, I started down the path to financial recovery and eventually towards financial prosperity.
By the time you read this, almost 6.6 million Americans will have filed for unemployment benefits. This number is larger than that of those on unemployment during the midst of the 2008 financial crisis, and now, after four years of low unemployment and a bull market, even people in relatively secure jobs are uncertain as to what the future holds. For some people reading this, even maybe you, the fears of losing your job has become a reality.
As the weather gets colder, more people will experiment with grilling indoors. An indoor countertop grill is a great tool for people who love grilling but cannot grill outside year-round. It allows users to bring the fun and joy of grilling indoors.
If you’re trying a countertop grill for the first time, you’ll want to make sure you’re using it safely. Below are 5 tips for using your countertop grill safely.
Looking at the increasing importance of social media in consumer lives, business owners and marketers have started using these platforms to connect with their target audiences.
Social media marketing has evolved from a trend to an inevitable marketing strategy today. However, there is a constant overload on these channels and a cut-throat competition for attention.
Staying on top of the latest trends can help fuel your social media marketing strategy and help you stand out.
Here are the top social media trends you should be aware of in 2021 and beyond.
Learning how to manage credit responsibly is one of the most valuable skills that you’ll ever obtain. Having a top credit score unlocks many opportunities in life. It’s the key to homeownership, the key, for many, to be able to afford a car, and the key to not paying thousands of unnecessary dollars in interest. Of course, college is the perfect time for most students to learn about credit and show that you can manage it responsibly. Credit card companies tend to have robust, comprehensive student offerings that are more forgiving of sparse or non-existent credit history. With the best credit cards for students, you’ll be well-equipped to earn rewards and build a solid credit history.
Before getting into what student credit cards are the best, let’s explore what student credit cards are, how they’re different from “regular” ones, and why you should get one.
You’ve started to budget your money, but how are you tracking your spending? If you’re not tracking and checking your spending habits you can’t effectively manage your budget.
Some banks help keep track of your spending habits, however, you can better analyze your spending habits with these tools. Now that checkbooks are dead some of us have to adapt to new methods.
As anyone who has been recently looking at credit cards knows, there are many different options out there. There’s so much variation with the amounts of cashback you get, the stores where you get the most cashback, and even how frequently you can cash out your cashback! Cash back credit cards are, arguably, one of the most competitive sectors in the industry. Each company is consistently trying to outdo the other!
As a consumer, though, all you care about is getting the best deal. You want the card is going to give you the most cash back on your purchases. Fortunately, despite the countless cards on the market now, picking the best cash back credit card is easier than it looks. Here’s everything you need to know to snag the perfect deal!
2020 is around the corner and gaming was a hit or miss in 2019. Companies like Blizzard were fraught with controversy, Anthem was a complete flop, and Google Stadia released to shaky reception. However, 2020 looks to polish off the industry with mistakes and growing pains with big releases, taking bigger risks with VR technology, and deeper foray into streaming. Let’s take a look at 3 gaming trends in 2020 to look forward to.
With so many stores in the palm of our hand, it can be difficult to manage your “splurge spending” into a small fixed amount. Of course, you deserve to spend money on yourself, every once and while. But the ease of shopping and simple spending can lead you to lose track of that splurge spending, turning it into regular spending.
Without a doubt, Animal Crossing: New Horizons has become one of the most popular games on the Nintendo Switch since its release, in part due to the pandemic, and mostly due to the fact that it’s a great game. However, people do have a few questions about it, so we’ve compiled some of the most frequently asked in this article for your convenience.
Shopping for clothes should be easier in a digital environment, unfortunately, international sellers and fake shops claim victims every day. How can you be sure to get the best product when shopping for clothes online?
Familiar Retailers:
To always guarantee the product and price shopping online from regular retail stores is the safest bet. It is tempting to go straight to the largest online marketplace, Amazon, try thinking about the stores you would go to at a mall.
The honeymoon period after you graduate from college is amazing, and for many people, the first time in your life you truly feel like a real, genuine adult. However, after the honeymoon phase comes the harsh truths about adulthood, especially when it comes time to come face to face with the state of your finances.
Store credit cards have grown significantly in popularity. During the earliest days of retail, store credit was all that existed. Shopkeepers would keep tabs open for people, and customers could spend up to a specific limit with the store owner. If the customer didn’t pay it back, the owner would either refuse them more business or sue them. Then, the idea of a single card that multiple merchants could use came from the Diners Club card’s invention back in the 1950s. Now, as retailers look to compete fiercely for customers in today’s age, we’re going back to companies offering store credit cards deals as incentives to shop with them.
A retailer can offer more cash back opportunities and other perks for shopping with them than a third-party credit card can. In theory, this idea is fantastic. The customer saves money, gets the financing they need, and the retailer gets the sale and brand loyalty.
At TheDealExperts, we’re always looking out for the top deals to help you save where you can. We evaluate each card to see if it’s worth applying for or if another card might be better!
Whether you listen at the gym, in your car, or riding the subway, podcasts are a great way to pass the time while also learning something new.
One of the fastest-growing parts of the podcast industry is Business & Finance. Need help with your personal finances? There are podcasts for that. Need to earn some extra income with a side gig? There are podcasts for that, too. But with so many to choose from, which one is right for you?
Running a small business poses many challenges -- paying suppliers, advertising, expanding, or improving an existing location. And for those who own a small business, funding all these challenges can be overwhelming. A small business loan can help.
Interested in getting a new game console? Many people are, considering that the Xbox Series X and the PlayStation 5 are coming out soon. That said, you may not be sure which console would really satisfy your needs. That being so, this brief article will cover some of the most important points in determining whether you should invest in a Nintendo Switch, an Xbox, or a PlayStation.
During times like these it can be very hard to focus on anything other than the negatives, especially since we are encountering a crisis that is impacting the health of thousands as well as the financial future of potentially millions. While many businesses throughout the country are at risk of massive furloughs and layoffs, and the stock market is playing the electric slide downward with everyone’s money, there are some massive employers stepping up in a big way to help retail and service industry employees who will be hit first as a result of this pandemic.
The classic mechanical watch will always have a degree of style and class to it. For many modern middle class men, receiving your first watch as a gift or perhaps purchasing an expensive timepiece yourself is still viewed as a right of passage from boyhood into adulthood, where now you have to be held accountable for your finances and well being, time being an important factor in all of them.
As winter begins to recede and a graduating class near you looks forward to a (hopefully) warmer summer and perhaps that first full time job, here are five quality and affordable watches that would make an excellent gift for the young professional in your life.
If you don’t have time to read a book line by line and you just don’t really seem to pay attention to an entire podcast, the wonderful viral world of YouTube is packed to the brim with some of the best financial education and informative channels you can find from content creators around the world. Whether you’re going to be the next Wolf of Wall Street, an extreme financial minimalist, or you just want to educate yourself on some basic financial literacy, here are the top five channels we’ve selected to help you find something beneficial to add to your playlist.
Home improvement projects have gained significant popularity in recent years, as homeowners strive to improve the comfort, functionality, and value of their living spaces. These projects encompass a wide range of scales, from minor undertakings like repainting a room to extensive renovations that transform entire homes. Despite the well-documented benefits of home improvement, numerous individuals encounter challenges when estimating the costs associated with their projects. Precise cost estimation is vital for establishing realistic budgets, securing financing, and sidestepping unforeseen expenses that can result in financial burdens. This article aims to offer guidance on cost estimation for an array of home improvement projects, concentrating on the following areas:
• Defining the scope of the project
• Researching materials and supplies
• Labor costs
• Obtaining permits and inspections
• Contingency planning
• Financing options
One valuable resource to assist homeowners in their cost estimation efforts is a 'Cost Calculator.' This tool helps in calculating the cost for home improvement projects by factoring in various elements such as materials, labor, and permits. By utilizing a cost calculator, homeowners can obtain a more accurate picture of the expenses they may incur throughout the renovation process, which in turn allows them to plan their projects more effectively.