Do you enjoy shopping for art supplies, baking supplies, beads & jewelry, crafts & hobbies, and other similar products? If so, you can get all of this and so much more at Michael’s. If you are like many others, you want to find all the deals that you can when you shop. The great news is that you can find the best deals at Michael’s. What is Michael’s and What Do They Sell? Michael’s is one of the biggest stores in North America that provide arts & crafts, decor, baking supplies, beads & jewelry, and many other craft-like products. If you are looking for the go-to for DIY projects or home decorations, you will love Michael’s. However, as everyone knows, making projects and home renovations can be expensive if you plan to take on a lot at once. However, there are some ways that you can get some great deals at Michael’s.
How many times have you created wonderful artwork, and imagined how cool it would be to sell it on a variety of products? Or, are you someone who is trying to find the ideal, custom artwork to complete your fundraising t-shirts? No matter what your situation may be, join millions of other Redbubble buyers and sellers to either create or obtain that artistic authenticity that will surely leave lasting impressions.
Couponing has a powerful lure. Years ago, my interest sparked by reality TV shows, I decided to try “extreme couponing” in order to score free groceries. Free? Hardly. It did not work out that way. I did save money - maybe 40% or 50% or more off of my total tab. But it took hours of meticulous planning (with spreadsheets and coupon binders) in order to make a grocery store run. Trips that once took 30-60 minutes were taking 2.5 to 3 hours. (Takes time to read and reread all the fine print. I need to buy how many to get the savings? What color? What flavor?) And then checkout would be a nightmare. The scowls and dirty looks of shoppers behind me. The terrified cashier who needed my emotional coaching in order to get through the mountain of paper deals. I still clip the occasional coupon, but my extreme couponing days are done. For most people, it’s not worth the time and energy. But there are other ways you can still score mega deals when you shop in-store or online.
One of the first lessons I learned out of college was this- college didn’t prepare me for anything that actually mattered. With a large number of college grads struggling to enter the workplace year after year as well as the rate of student debt skyrocketing, the need to develop new skills may matter more now than ever before. These are seven online courses available throughout the internet that will help you develop yourself into a more marketable individual as a result.
When the economy is in shambles, people jump in to learn how to invest for the first time. When the economy is doing remarkably, people are still learning how to invest. Either way, there is no such thing as a bad time to learn how to invest, so you might as well learn it now, especially if you’re reading this. I’m not a certified financial planner and you should do your own research, but here are my personal principles that I feel new investors should know before they start investing their hard-earned money.
Many of us have found that binging Netflix and occupying our time with social media might not be the best way to take advantage of the present pandemic situation. For those of you who want to take this opportunity to invest in improving yourself, here are four ways to consider using your additional time towards something beneficial.
For many millions of Americans, this current financial crisis has brought home many fearful scenarios, as almost everyone has faced either a drop in their income or lost their main stream of income entirely. However, every period of difficulty brings the opportunity to make something good out of it. You might even be, for the first time in your life, truly assessing whether you understand the current state of your finances, and if you can manifest your goals into reality. Here are four of the best books on personal finance, retirement, and goal setting you can pick up today:
For millions of Americans and people all over the globe, this has been a period of not only incredible stress but also some much-needed self-reflection. While innovation and advances in digital and remote work have been changing the way our modern workforce communicates and accomplishes work, this current pandemic has potentially sped up the rate of which many jobs afterward will be accomplished either by employees working from their home, or will be outsourced to machinery and software completely.
The honeymoon period after you graduate from college is amazing, and for many people, the first time in your life you truly feel like a real, genuine adult. However, after the honeymoon phase comes the harsh truths about adulthood, especially when it comes time to come face to face with the state of your finances.
For anyone with kids, it's a known fact that entertaining the little ones doesn't come cheap. Trips to the store, the trampoline house, or the arcade can put a dent in your wallet. So what's a parent to do? Well, there are alternatives out there. If you're willing to do a little research and apply some imagination, you may find that the free options can be a hit too!
Taking real, intentional steps towards being responsible for your finances and financial future is a true test of maturity. Far too many Americans let their money lead them astray, instead of taking full command over how their money is utilized. I made many financial mistakes as a young person and going into adulthood, but luckily once I started making a full-time income, I started down the path to financial recovery and eventually towards financial prosperity.
Maybe you’re tired of hearing this, especially if you spent the last couple days or so watching Netflix non-stop, but if you’re financially comfortable and you find yourself with a bunch of extra time on your hands because of recent events, now might be the time to grow as a person to ensure the version of you that comes out of this pandemic is stronger than ever. That means stronger when it comes to your mind, body, soul, and especially your finances.
The classic mechanical watch will always have a degree of style and class to it. For many modern middle class men, receiving your first watch as a gift or perhaps purchasing an expensive timepiece yourself is still viewed as a right of passage from boyhood into adulthood, where now you have to be held accountable for your finances and well being, time being an important factor in all of them. As winter begins to recede and a graduating class near you looks forward to a (hopefully) warmer summer and perhaps that first full time job, here are five quality and affordable watches that would make an excellent gift for the young professional in your life.
It's happening more and more. You receive a letter or an email notifying you that you've been pre-approved for an increase in your credit line. But you didn't ask for an increase; it was just offered to you -- out of the blue. What's going on here?
It's the number that bears your creditworthiness -- your credit score. And for tens of millions of Americans, their credit score is about to change. First, some background -- a Credit score is crucial for anyone seeking a loan. Created and managed by FICO, credit scores attempt to put a number value on each potential borrower's creditworthiness. To determine a credit score, FICO measures payment history, outstanding debt, length of credit history, and credit utilization. From this data, the company produces a score ranging from 300 to 850 -- the higher the score, the more creditworthy the borrower.
Whether you listen at the gym, in your car, or riding the subway, podcasts are a great way to pass the time while also learning something new. One of the fastest-growing parts of the podcast industry is Business & Finance. Need help with your personal finances? There are podcasts for that. Need to earn some extra income with a side gig? There are podcasts for that, too. But with so many to choose from, which one is right for you?
Banking no longer takes place only in whitewashed buildings with greek porticos. Increasingly, when consumers need to pay a bill, get a loan, or deposit a check, they are doing it in front of a computer or mobile phone screen. In 2020, digital and mobile banking will continue to grow, and these three innovations are likely to lead the way:
As my father always told me, “the best way to learn about money is to lose a lot of money.” While this is not advice I suggest people take literally, the wisdom is that through times of hardship, we become smarter and more resilient with time by learning from our mistakes. Whether you’ve lost a ton of cash or your debt is crushing you and your future financial prosperity, I can without a doubt tell you that you can pull yourself out of it, and you don’t need to buy anything in order to learn and apply this sage money wisdom.”
Your bags are packed, you've dropped your furry friends at "doggy daycare", and your neighbors have happily agreed to collect your mail when you're gone. You're all set for that trip of a lifetime. Then, it hits you -- do I need insurance? Ok -- let's be honest -- you probably don't think about that. For most people, insurance is not top of mind when there are delicious cocktails and sandy beaches only a plane ride away.
When the economy is booming, job openings are plentiful, and wages are on the rise. So why then are personal loans growing at such a rapid pace? According to the consumer credit rating agency Equifax, personal loans in 2019 grew 10% from the year before. Experian and Transunion -- the two other major consumer credit rating agencies -- agree; personal loans are growing at a double-digit pace.